The Health-Care Tussle

Colleges and their employees struggle over the growing costs of coverage

By DAVID GLENN

Oberlin, Ohio

Ask John H. Scofield, a professor of physics at Oberlin College, about the college's health-insurance plan, and he will grimace. Then he'll pull out a thick three-ring binder of documents he has amassed since at least 1994.

Mr. Scofield is not a satisfied customer. He is fully aware...

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