For Student-Loan Borrowers, Good Credit Where It's Due

By KAREN GROSS

More than 40 percent of college graduates now leave their campuses owing over $20,000 in student loans. Among those earning doctoral degrees, more than 60 percent finish their education with over $30,000 in student-loan debt. For medical- and law-school graduates, the figures are higher still.

The most recent data available from the State Public...

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