Hi, Niceday,
Thanks for the heads up. I was thinking a lot about this guarantied shared risk program, too. If my first IVF does not work and I had to take a few months off and during that time, I got pregnant on my own, do I get the money back? These and others are questions I need to ask them. I'm writing all the questions I can down before proceeding, but they will put me through all the tests before they decide so I have time.
Frankly, after three and a half years of trying, I am pretty desperate and I don't even care if I overpay so long as I get a baby (or two). I may end up paying close to 30K, but if it succeeds, I will worry about paying it later.
What's another 30K on top of my other school loans and the mortgage, right? Pile it on, world! I just won't retire! And, not to mention, if IVF works, more educational loans for the kid(s), too! Whew! Blows my mind away.
Hiddendragon:
"Guarantee" programs are often tailored to admit only those that the clinic is pretty sure will get pregnant quickly.