HI, I read through most of the extensive posting on distance learning - most of it involved Ph.D programs which, after getting my law degree already, and one semester of a masters program in student development, I can clearly state I have no desire in obtaining.
...
ANY insight would be greatly beneficial, thanks!
My advice would be to take a hard look at what you want to do and where you want to go. You state that you already have a law degree (3 years of study) and a semester of study in student development that you are now ready to jettison ("I can clearly state I have no desire in obtaining").
Unless you're independently wealthy--and your other comments about working full time and money running out seem to preclude this--I suggest looking at graduate school as a step toward where you want to go with your career rather than as another sheepskin to put on the wall.
If you want to work in student development, a degree from Iowa will be worth more than an M.A. from Kaplan--any day of the week. That's because almost all (all?) student development positions are from bricks and mortar schools.
Also, unless you've already put in time as an RD or working in student programming, you're putting yourself in a position where your education will have outstripped your attractiveness as a job candidate.
What will a law degree and an M.A. in student development (online or bricks & mortar) prepare you to do?
Just my 2 cents.