I Called 4 Companies for Advice on My Student Debt. This Is What I Learned.

Companies that peddle student-loan debt-relief services insist that they are rescuing borrowers from red ink and red tape. But what’s their pitch to prospective customers?

I called four of the companies to find out. I didn't mention The Chronicle, but I told them, accurately, that I am a recent college graduate and an intern in the private sector, and that I owe $27,000 in federal student loans.

What I heard was a common script performed again and again by the