Why Parents Are Paying a Smaller Share of the Tuition Bill

As Chocka Guiden was growing up, her parents made sure that she and her sister had clothes to wear and food to eat. They bought a motor home for economical fishing, camping, and beach outings. One thing got squeezed from the family budget: money for college.

Now a junior at Portland State University, Ms. Guiden has taken out $10,000 in student loans so far, even though she received an academic scholarship that

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