Senator Kennedy Offers Student-Loan Bill to Ease Effects of Credit Crunch

Responding to growing concern that student loans may be less available this fall, Sen. Edward M. Kennedy, the Massachusetts Democrat who is chairman of the Senate education committee, introduced legislation on Thursday aimed at reducing borrowers' dependence on private loans and making it easier for colleges to find lenders for their students.

Rep. George Miller, the California Democrat who is Mr. Kennedy's counterpart in the House of Representatives, said he planned to

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