Pushing the Envelope

Financial-assistance companies mail enticing offers, but educators question whether they deliver

A Tempting PitchBy ERIC HOOVER

The letter charmed Chris Azulay's mother, in Aurora, Colo. "Would you like to have the peace of mind," it read, "knowing your student CHRIS will never have to drop out of college due to lack of money?"

A letter from the same company, suggesting it could "secure 100 percent" of the costs of college, hooked Angel Gillispie's parents, in Lynchburg,