How Harvard Foils Its Own Good Intentions

By DONALD E. HELLER

Last week Harvard University announced what it described as a "sweeping middle-income initiative" involving a new series of financial-aid policies for undergraduates enrolling in Harvard College. The university's news release stated that "the new initiative focuses on ensuring greater affordability for middle- and upper-middle-income families through major enhancements to grant aid, the elimination of student loans, and the removal of home equity from

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