May 2, 2003

More Colleges Turn to 'Self Insurance' to Deal With Rising Health-Care Costs

By AUDREY WILLIAMS JUNE

By creating their own systems, institutions end up with more control and more risk

As at most colleges, everyone at Willamette University had come to dread the

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Paying for Employee Health Care

annual premium quote from the health-insurance company.

Administrators couldn't predict or control

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