Lenders Say Plan to Give Guarantee Agencies Flexibility Could Also Give Them an Unfair EdgeA Quick Guide to Guarantee Agencies

First Pennsylvania, and then the world!

That's what many commercial bankers believe is an apt motto for the Pennsylvania Higher Education Assistance Agency, the country's second-largest student-loan-guarantee agency and nonprofit lender.

The Pennsylvania guarantor -- which provided about $344-million in federal


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Education Department Chooses