In Lieu of the Death Certificate, Mom Sends the Deceased

With much of the country in the grips of anxiety over anthrax, employees at Sallie Mae, the nation's largest financer of federal student loans, had a scare of their own this month.

Mailroom workers in Sallie Mae's processing center in Pennsylvania were alarmed by what they found in a package they received: a plastic bag containing a gray powdery substance.

When law-enforcement and emergency-management officials arrived on the scene, they discovered that the substance in question

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