Education Dept. Auditor Doesn't See Loan Abuses Retiring With Him

Former inspector general says oversight is hindered by an overly complex system

As he begins retirement this month after 40 years of federal service, the Education Department's departing inspector general, John P. Higgins Jr., sees one area that stands out for its susceptibility to costly waste and abuse.

That area, Mr. Higgins said in an interview as he finished packing up his office, is student lending. And unless Congress greatly simplifies the system, the department's former

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