July 13, 2001

Charging Into Debt: When Credit Cards Are Too Accessible to Students

To the Editor:

The fact that many colleges and universities actively market credit cards to undergraduate students (most with part-time or low-paying jobs) is unconscionable ("The Lure of Easy Credit Leaves More Students Struggling With Debt," June 15).

It is heartbreaking to talk with students who have amassed thousands of dollars in credit-card debt and who feel weighted down by shame and desperation. The distress is particularly acute for financial-aid students who have no

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