'A False Safety Net'

Colleges face pressure to provide health insurance for their students, but many plans lack basic benefits

Many students take the gamble every day. Jennifer Bradshaw did it when she enrolled at Methodist Theological School in Ohio. For a year she went without health insurance. She did not get sick. Then, in February 2005, six months after she had signed up for a health-insurance plan newly offered by the college, her doctor found a large tumor on one of her ovaries. Laboratory tests

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